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Getting started with Products

Overview of Skip Pay products​

In Skip Pay, we offer a Buy Now Pay Later (BNPL) payment method to provide more flexibility for customers during the checkout process. With BNPL, customers can choose to pay for their purchase in installments instead of paying the full amount upfront. This payment method is divided into two categories: Deferred Payment and Pay in Three.

Deferred payment​

Deferred payment is a payment option that allows customers to defer their payment for a purchase until they receive the product. The customer selects Deferred payment as their payment option at checkout and enters their personal information. Skip Pay then runs a quick credit check on the customer to determine whether they are eligible for Deferred payment. If the customer is approved, Skip Pay pays you upfront for the purchase after order confirmation, and the customer receives their product. The customer then has 14 or 50 days to pay Skip Pay back, depending on their account level.

Pay in three​

Pay in Three allows customers to split the cost of their purchase into three equal payments. The first payment is made at checkout, the second payment is due after 30 days, and the final payment is due after 60 days. Like Deferred payment, Skip Pay pays you upfront for the purchase after order confirmation, and the customer receives their product. Pay in Three is particularly popular for more expensive purchases, as it allows customers to spread out their payments over time.

Good to know...

Once you have implemented our solution, we will not require any additional action from your side. We will handle the processing of the order, no matter which type of payment the customer selected, and you will receive the full amount for the order promptly. As our partner, you don't need to worry about whether the customer pays or not - you will always receive the full amount.

Benefits of using Skip Pay​

As a merchant, using Skip Pay's Deferred payment and Pay in Three products can provide several benefits for your business. By offering flexible payment options to your customers, you can increase sales and attract new customers who may not have been able to afford your products otherwise. Let's check out the benefits in more detail:

  1. Increased sales: By offering flexible payment options like Deferred payment and Pay in Three, merchants can attract more customers who may not have been able to afford their products otherwise.
  2. Increased AOV (Average Order Value): By offering flexible payment options like Deferred payment and Pay in Three, merchants can attract more customers who may not have been able to afford their products otherwise. Customers are able to spend more,resulting in increased AOV.
  3. Higher conversion rates: Providing multiple payment options can reduce cart abandonment rates and increase overall conversion rates for merchants.
  4. Reduced risk: Skip Pay assumes the risk of non-payment by customers, meaning that merchants can avoid the potential financial losses associated with chargebacks and fraud.
  5. Easy integration: Skip Pay payment methods are designed to be easy to integrate with existing merchant systems and processes, minimizing the amount of development work required.
  6. Improved cash flow: Merchants can receive payment for orders more quickly with Skip Pay, potentially improving their cash flow and financial stability.
  7. Enhanced customer loyalty: Providing flexible payment options can help to build customer loyalty and satisfaction, leading to increased repeat business and positive word-of-mouth referrals.
Skip Pay products overview

How to use our services?​

REST API​

Skip Pay's REST API provides a simple and secure way to integrate our payment solutions into your website or application. With our REST API, you can easily process payments, manage transactions, and access real-time data on your customers and their purchases.

Our API documentation provides detailed information on how to use each API endpoint, including sample requests and responses. In addition to the API documentation, we also offer SDKs for several popular programming languages to make integration even easier.

Benefits of using Skip Pay REST API

Our primary method of integration is through our robust REST API, which provides a secure and scalable way to integrate Skip Pay into your website or application. Some benefits of using our REST API include:

  1. REST API is easy to use: Our API is simple to integrate and can be customized to meet your specific business needs.
  2. REST API is secure: Our API is built with security in mind, and we use industry-standard encryption and tokenization techniques to protect your data.
  3. REST API is scalable: Our API can handle high transaction volumes, making it ideal for businesses of all sizes.
  4. REST API offers real-time updates: Our API provides real-time updates on transactions, so you can track payments and respond quickly to any issues.

Easy-to-integrate solutions​

In addition to our REST API, we also offer integration with several popular platforms, such as Comgate, Fast Centrik, and Shopty. These integrations are click-solutions that make it easy to start using Skip Pay on your website with minimal setup.

Good to know...

Check out all the available integrations on our website.

Need help?​

If you have any questions or issues related to precheck, send us an email at integrace@skippay.cz